@article{CHIK2019, Author = {Cloyne, James and Huber, Kilian and Ilzetzki, Ethan and Kleven, Henrik}, Title = {The Effect of House Prices on Household Borrowing: A New Approach}, Journal = {American Economic Review}, Volume = {109}, Number = {6}, Year = {2019}, Month = {June}, Pages = {2104-36}, DOI = {10.1257/aer.20180086}, URL = {http://www.aeaweb.org/articles?id=10.1257/aer.20180086}}